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Wallet Database

Santander Wallet

3rd of February 2017

Overview


User Experience



  • Registration & set up: User must be a Santander customer and have access to online banking as well as having a mobile phone running Android operating system. The app is available on Google Play. Credit, debit, and prepaid cards from Santander bank are supported. Loyalty cards can be added too.



  • Making a payment: Users have the option to set up a card as preferred. This way, users can make a payment without opening the app. Otherwise, users have to open the app and select a card for each payment. NFC initiated by bringing the phone within an inch of a contactless terminal. Authenticate with PIN. It also supports fingerprint in order to authenticate a transaction. No need to authenticate the transaction for purchases under 20€.

Payment Flows & Technology



  • Merchant perspective: The merchant processes a payment using their existing payments processing systems. (Update to follow – Further information being obtained)

  • Security: (Update to follow – Further information being obtained)

Business Model



  • Strategy: (Update to follow – Further information being obtained)

  • Payee fee: No charge for merchants

  • Payer fee: No charge for consumer 

Performance Data


Contact (MobeyForum Members only)



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  • Address: N/A

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