Mobey Forum’s Workgroups provide a platform for strategic discussion and collaboration on a particular area of interest for members. The groups aim to prevent ‘tunnel vision’ in the mobile financial services industry.
The groups meet online on regular basis and in face-to-face meetings at the workgroup days before Mobey member meetings. Mobey Forum’s reports are produced by the Workgroups.
Open Banking Workgroup
The objective of the workgroup is to help banks to understand opportunities behind PSD2 and other similar regulations such as OFX, and how to take advantage of these regulations to enable a new relationship model with their customers “Open Banking”.
Some initiatives will be performed with the objective to help banks to define a right Open Banking Strategy, based on most added value services for customers and its contribution to Banks revenues.”
Co-chaired by: Oscar Sala, VP Product Strategy, Strands and Jordi Guaus, Head of Digital Marketing, CaixaBank
Virtual Currencies Workgroup
The Virtual Currencies workgroup will discuss about the 5th AML Directive that will include clear definition of how Virtual Currencies (VC) are defined and certain blockchain based payment companies will be obliged entities in the Directive. The workgroup will answer questions like what are the strength, weaknesses, opportunities and threats VC present? How should this new regulation be translated into action, how is the risks picture changing for banks?
Co-chaired by: Hans Henrik Hoffmeyer, Senior Vice President, Nets Group and Peter Stephens, Head of Blockchain, UBS
Strong Customer Authentication in M-commerce Workgroup
The scope is to cover authentication solutions in m-commerce, which means remote consumer to business payment transactions initiated via a mobile device. Hereby both app and browser-based solutions will be covered. The work will analyse the different authentication solutions available for m-commerce. The outcome would be a joint MobeyForum and Aite Group research report.
Chaired by: Ron van Wezel, Senior analyst, Aite Group, Roney Castro, Principal Advisor, UL and Jacob Ost Hansen, Nordea
Bank Disruption Workgroup
The aim of the group is to to provide regular information and analysis for members on various aspects of banking disruption: FinTech companies, business models, competitive advantages, value chains and geographical trends.
The group will categorize the types of businesses that are leading the way and analyse their value propositions. They will not only focus on FinTech or start-ups, but will also look at new types of established companies entering to the market, as well as internal, bank-driven initiatives to compete on a new level.
Eventually, the group will also look at the winning propositions and the reasons behind it, as well as evaluate the challenges faced by traditional companies in the era of disruption.
The workgroup will look to answer questions such as
- What type of value propositions are driving companies entering traditional banking areas?
- What are the specific areas of disruption?
- How are business models are changing?
- What is special in the value chain of the disruptors?
- What are the competitive advantages they offer?
There will be no public reports by this workgroup, the discussions and the results of this workgroup are for members only.
Co-Chaired by Zaf Kazmi, Mobile Channel Strategies, Erste Bank Group and George Charalambous, Head of Digital Transformation, HSBC
Facilitator: Samee Zafar, Director, Edgar Dunn & Company