White papers

 Mobile Wallet Part 2 - Control Points in the Mobile Wallet (February 2012)

Mobey Forum’s latest white paper analyses how the rollout of the mobile wallet will be dictated by the various stakeholders involved in its development and deployment. The paper identifies seven key areas, or ‘control points’, within the mobile wallet ecosystem that will influence the delivery of the technology to end users, and highlights the controlling roles that different stakeholder groups will play in the commercial operation of its supporting infrastructure. This white paper will be of particular interest to financial institutions, payment scheme owners, mobile network operators, device manufacturers, merchants, operating system providers, public and legal authorities and value added service providers operating in the mobile wallet environment.

Mobey Forum White Paper and Press Release

Mobile Wallet Part 1 - Definitions and Visions (November 2011)

Mobey Forum has launched its latest white paper, which states that simply providing consumers with the convenience and functionality of mobile wallet technology will not be sufficient to drive mass-market adoption. Entitled ‘Mobile Wallet – Definition and Vision’, the paper offers a new perspective on what will drive consumer take up and highlights how industry stakeholders need to work together to extend the user experience beyond that of a conventional wallet by providing ‘rich content’ that offers unique opportunities for users. 

Mobey Forum White Paper and Press Release

Business Models for NFC Payments (October 2011)

Mobey Forum’s latest white paper highlights what needs to happen to make NFC contactless mobile payments at the point of sale (PoS) a mass market reality. As NFC technology continues to gain momentum, the study demonstrates how stakeholders can assess the different implementation options, define the business case and roles that will meet their requirements and establish a clear go to market strategy with essential partnerships.

This white paper will be of particular interest to all financial institutions, mobile network operators, handset manufacturers, operating system providers and any technical vendors operating in the NFC environment.

Mobey Forum White Paper, Press Release and Webcast presentation

Implementer Guidelines for Mobile Remote Payments (June 2010)

A comprehensive white paper specifying implementer guidelines for mobile remote payments. The white paper will be of particular interest to senior decision-makers at financial institutions, and informs readers on how mobile remote payment technology can effectively be delivered to end-users by leveraging existing systems and establishing an open infrastructure.
Mobey Forum White Paper, Abstract and Material

Alternatives for Banks to Offer Secure Mobile Payments (March 2010)

The white paper examines the role of the secure element in advancing the mobile financial services ecosystem.
Mobey Forum White Paper, Slides and Material

Best Practice for Mobile Financial Services – Enrolment Business Model Analysis (2008)

The paper details Mobey Forum's research into best practice to support Mobile Financial Services (MFS). MFS includes the ability to make daily banking payments and other financial services with the help of the mobile handset anytime, anywhere and for any reason.
Mobey Forum White Paper, Executive Summary and Material

Mobile Financial Services Business Ecosystem Scenarios & Consequences (Executive Summary) (2006)

Mobey Forum carried through an extensive evaluation on the future development of the mobile financial services business ecosystem. In the analysis, Mobey Forum identified three main scenarios for successful contactless payments with mobile devices and other mobile financial services requiring Security Element - the platform on which sensitive information is stored. In each scenario, a different industry has the driving role, but all of them require cooperation between the parties. The preferred business ecosystem scenario depends on the targeted market scope and inter-sector relations, particularly between the financial and telecom sectors.

Mobey Forum Security Element Technical Analysis (Executive Summary) (2005)

Mobey Forum is currently evaluating a mobile financial services Business Ecosystem and has completed the Security Element Technical Analysis with the conclusion that the three Security Element alternatives with highest potential for general purpose Security Element, both in remote and local environments, for mobile financial services are: SIM, Embedded Chip, and Secure Memory Card (SMC) as Security Element platform.

Mobey Forum White Paper on Mobile Financial Services 1.1 (2003)

The White Paper is based on the principles set out in the Preferred Payment Architecture documentation, but it studies mobile financial services in the current and changed technology environment.

Preferred Payment Architecture for Local Payments (2001)

The documentation complements the set of requirements that Mobey Forum outlined in June 2001 (see below).

Preferred Payment Architecture (2001)

Comprehensive documentation on the Mobey Forum recommended architecture for facilitating the development and growth of mobile financial services. June 2001.