Mobey White Papers

The MPOS Breakthrough: How the Power of Mobile has Disrupted Payments (May 2013) 

Mobey Forum’s latest white paper highlights the mobile point of sale (MPOS) revolution in North America and Europe and analyses how new industry players, unconstrained by traditional thinking, have driven forward this disruptive technology. The paper investigates the factors influencing the growth of the MPOS ecosystem and its transition from a point solution for micro-merchants to a valuable technology that provides revenue growth streams for a wide range of multinational merchants. 

The webinar and accoompanying presentation slides can be found in the Webinars section of Mobey's website

Mobile Wallet Part 3 - The Hidden Controls

Mobey Forum’s third in the series of white papers on the mobile wallet,  ‘Mobile Wallet: The Hidden Controls’, takes a step into the future and considers the external forces that will dictate how consumers and merchants engage with mobile wallet technology during their day-to-day activities.  The paper defines and analyses a series of ‘hidden control points’, which map the commercial battlegrounds where stakeholders will vie to influence both acceptance and adoption of mobile wallet technology.

Mobile Wallet Part 2 - Control Points in the Mobile Wallet (February 2012)

Mobey Forum’s second white paper in its series on mobile wallets analyses how the rollout of the mobile wallet will be dictated by the various stakeholders involved in its development and deployment. The paper identifies seven key areas, or ‘control points’, within the mobile wallet ecosystem that will influence the delivery of the technology to end users, and highlights the controlling roles that different stakeholder groups will play in the commercial operation of its supporting infrastructure. This white paper will be of particular interest to financial institutions, payment scheme owners, mobile network operators, device manufacturers, merchants, operating system providers, public and legal authorities and value added service providers operating in the mobile wallet environment.

Mobile Wallet Part 1 - Definitions and Visions (November 2011)

The first in Mobey Forum's series of white papers on the mobile wallet.  The paper discusses how simply providing consumers with the convenience and functionality of mobile wallet technology will not be sufficient to drive mass-market adoption. Entitled ‘Mobile Wallet – Definition and Vision’, the paper offers a new perspective on what will drive consumer take up and highlights how industry stakeholders need to work together to extend the user experience beyond that of a conventional wallet by providing ‘rich content’ that offers unique opportunities for users. 

Business Models for NFC Payments (October 2011)

Mobey Forum’s white paper on the business models for NFC payments highlights what needs to happen to make NFC contactless mobile payments at the point of sale (PoS) a mass market reality. As NFC technology continues to gain momentum, the study demonstrates how stakeholders can assess the different implementation options, define the business case and roles that will meet their requirements and establish a clear go to market strategy with essential partnerships.

This white paper will be of particular interest to all financial institutions, mobile network operators, handset manufacturers, operating system providers and any technical vendors operating in the NFC environment.

Implementer Guidelines for Mobile Remote Payments (June 2010)

A comprehensive white paper specifying implementer guidelines for mobile remote payments. The white paper will be of particular interest to senior decision-makers at financial institutions, and informs readers on how mobile remote payment technology can effectively be delivered to end-users by leveraging existing systems and establishing an open infrastructure.

Alternatives for Banks to Offer Secure Mobile Payments (March 2010)

The white paper examines the role of the secure element in advancing the mobile financial services ecosystem.

Best Practice for Mobile Financial Services – Enrolment Business Model Analysis (2008)

The paper details Mobey Forum's research into best practice to support Mobile Financial Services (MFS). MFS includes the ability to make daily banking payments and other financial services with the help of the mobile handset anytime, anywhere and for any reason.